Years ago, Lou's wife Liz had an extramarital affair with David Hayes, a young computer specialist at the bank where she is an executive. Drained by the overwhelming demands of marriage to a high-profile cop, Liz fell into the temptation of an office fling, which she soon regretted. When Liz ended the relationship after reconciling with Lou, Hayes reacted by engaging in a daring embezzlement scheme that left millions missing. The money was never found.

Now, years later, David Hayes is released from prison, only to be cornered and pressured by people who will torture and kill to get the missing money. Hayes contacts Liz and tries to coerce her into helping him gain access to the bank's mainframe. But for Liz, the past is only that. Torn between wanting to protect herself, her marriage, and also the bank, she is manipulated into playing double-agent by a former colleague of Boldt's - without her husband's knowledge. Boldt, sworn to uphold the law, but with his wife caught in the middle, must skate a delicate line between duty-bound detective and jealous husband if he is to find the bank's money and keep his family from shattering. Then when Hayes goes missing, and no body is found, Boldt must combine ruse with violent action to sort out lie from fact.